Your whole business,running itself.
Form your company, get no-fee business accounts, manage spend with Smartcards, send free instant payments, and keep penny-perfect books. All from one app.


Future-ready accounting, cash & spend management, and instant payments for:





Get blissfully organized.
No more broken transaction feeds.
No more missing or duplicate transactions.
Say hello to looch.
The back office, off your plate.
Accounting suite
FDIC pass-through insurance eligible accounts up to $250k¹
Instant payments
Payroll

True accounting.
A clear interface.
Peace of mind.




Everything you need. Nothing you don't.
Ditch the confusing, pricey accounting software. Penny-perfect reports, shared right from your phone.




Not just for freelancers.
Proper accounting for all entity types. Fly solo, with a partner, form the LLC, or incorporate. looch handles it all.
Start a new entity →



Free instant payments.
Instant peer-to-peer payments between looch businesses, 24/7/365. Never closed. Always free.²
Invoicing, minus the bookkeeping.
Get paid online by card, wallet, or instant pay by bank³. In person, accept cards and wallets with Tap to Pay. No terminal required.
looch applies payments to your invoices and even handles the fee accounting.
You decide who pays the fee.



Control team spend with Smartcards.
Issue a Smartcard to any teammate in seconds. Set daily, monthly, and all-time limits, restrict merchants and categories, and watch every charge enter itself.



Payment compliance without the paperwork.
No more chasing W-9s or sensitive account details. Your contact's email address is all you need. looch AI makes the 1099 determination. You file right from your phone.


Clean books are your new normal.
Your business doesn't need four dashboards. One app replaces the pile. Ditch the clutter. Embrace simplicity.


Accrual method.
looch tracks your invoices and bills so you know when money is due to you and when it's time to pay. Don't miss a detail and unlock your liquidity.
CPA-quality financial reports.
Effortlessly generate your profit & loss, accounts receivable, accounts payable, balance sheet, statement of cash flow, general ledger, and trial balance. Get the full picture in a flash.
Accuracy with looch AI.
looch AI knows when to enter transactions for you, and when to make expert-level suggestions based on your entity type and tax treatment.
Put your credit cards to work.
Pay bills, contacts, and even payroll with the cards you already carry. Earn your rewards and keep your float. Your records stay organized.
Get started
