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Regain your freedom with intelligent, beautiful accounting.

The financial OS for the modern business.
 
Future-ready accounting, cash & spend management, instant payments, and payroll for:

Get blissfully organized.

No more broken transaction feeds.

No more missing or duplicate transactions.

Say hello to looch, the business clarity super app.
5
Built-in looch accounts
12K
Supported external accounts
160
Accounting categories
Visa Business
Tap to Pay
Apple Pay
Google Pay
WooCommerce
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Your dream business app is now a reality.

Free on looch accounts
Accounting suite
No fee
FDIC insurance-eligible accounts up to $250K¹
Free
Instant payments
Effortless
Payroll
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True accounting.
Intuitive interface.
Run your business with peace of mind.

Everything you need. Nothing you don't.
Ditch the confusing, pricey accounting software. Generate and share professional, penny perfect financial reports right from your phone.
Not just for freelancers.
Proper accounting for all entity types. Fly solo, with a partner, form the LLC, or incorporate. looch handles it all.
Start a new entity
Free instant payments.
Instant peer-to-peer payments between looch businesses, 24/7/365. Never closed. Always free.*

Intelligent invoicing.

Send unlimited invoices from your phone.

Get paid by card, wallet, or by bank.

Decide who pays the fee.

looch applies payments to your invoices and even handles the fee accounting.

In link mode, your invoices are shared on the secure payment portal where contacts can safely pay any looch business.

In POS mode, accept cards and wallets using Tap to Pay. No terminal required.
Scheduled invoices.
Get all your invoicing done at once and decide when to send.
Recurring invoices.
Perfect for landlords and monthly billing. Contacts can enroll in auto-pay.
Pass the fee along.
Accept cards & wallets for 3.3% + 30¢ in link mode, or 3% + 15¢ in POS mode. Absorb the fee or pass it on to your contact. Your choice.²
Get paid instantly.
Get instant access to payments received from cards & wallets, including pending or unsettled sales, for 1.5% (minimum 50¢).²
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Control team spend with Smartcards.

Experience the power of enterprise-grade spend management anywhere you go. Easily issue virtual cards to your teammates and enforce your expense policies with customizable daily, monthly, and all-time spending limits. Take full control by restricting purchases based on merchants, general ledger categories, and more!
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Payment compliance without the paperwork.

Say goodbye to requesting W-9s or sensitive financial details. With just your contact's email address, you're set. Our secure contact onboarding ensures peace of mind, while looch AI guarantees accurate 1099 determinations. File 1099s directly from your phone. Experience compliant instant payments with looch!
FULL ACCOUNTING SUITE

Clean books are your new normal.

Your business doesn't need four dashboards. Say goodbye to multiple apps connected to overpriced accounting software. Ditch the clutter. Embrace simplicity.
Accrual method.
looch tracks your invoices and bills so you know when money is due to you and when it's time to pay. Don't miss a detail and unlock your liquidity.
CPA-quality financial reports.
Effortlessly generate your profit & loss, accounts receivable, accounts payable, balance sheet, statement of cash flow, general ledger, and trial balance. Get the full picture in a flash.
Accuracy with looch AI.
looch AI knows when to enter transactions for you, and when to make expert-level suggestions based on your entity type and tax treatment.
“I love re-connecting my accounts to my accounting software every time. Comparing transactions and looking for discrepancies is fun!”
No one ever
“My accounting software does a great job at guessing what my transactions are. I feel like it truly understands my business.”
No one ever
“My contacts feel comfortable sharing their financial info with me. They trust that I've paid them when the transfer takes forever."
No one ever
Connecting multiple platforms to my accounting software is ideal for my business. Closing the books is a breeze, and it's cost-effective!”
No one ever
“1099 compliance is straightforward. My accounting software determines which of my contacts are 1099‑NEC, 1099‑Misc, or exempt. The total is always accurate!”
No one ever

Leverage your credit.

Maximize your rewards by using your credit cards for all your business payments, whether it’s for bills, paying contacts anywhere, or payroll. Utilize your credit card float to manage your business cash flow.
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The financial OS for the modern business.
FeaturesPricingStart a businessFAQAboutContactStatus
looch and the infinity-ring logo are registered trademarks of Simplicity Fintech Inc, a financial technology company.
looch Smartcards Visa® Commercial Credit Cards are powered by Stripe and issued by Celtic Bank.
Simplicity Fintech Inc partners with Stripe Payments Company for money transmission services and account services with funds held at Fifth Third Bank, Member FDIC.
1. looch accounts are eligible for FDIC pass-through deposit insurance if they meet certain requirements. The accounts are eligible only to the extent pass-through insurance is permitted by the rules and regulations of the FDIC, and if the requirements for pass-through insurance are satisfied. The FDIC insurance applies up to $250,000 USD per depositor, per financial institution, for deposits held in the same ownership capacity. Neither Simplciity Fintech Inc nor its financial technology partners are FDIC-insured institutions. FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured depository institution.
2. Instant payments are free when sent with a looch account, a fast transfer from an accounting-enrolled external account, or a standard transfer from any external account. Instant payments sent with a card are 3.3% + 30¢. Refer to the pricing page.
3. When running payroll, early ACH may not be available in all scenarios.
For more information, please see our terms of service and privacy policy.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
looch and the infinity-ring logo are registered trademarks of Simplicity Fintech Inc, a financial technology company.
looch Smartcards Visa® Commercial Credit Cards are powered by Stripe and issued by Celtic Bank.
Simplicity Fintech Inc partners with Stripe Payments Company for money transmission services and account services with funds held at Fifth Third Bank, Member FDIC.
1. looch accounts are eligible for FDIC pass-through deposit insurance if they meet certain requirements. The accounts are eligible only to the extent pass-through insurance is permitted by the rules and regulations of the FDIC, and if the requirements for pass-through insurance are satisfied. The FDIC insurance applies up to $250,000 USD per depositor, per financial institution, for deposits held in the same ownership capacity. Neither Simplciity Fintech Inc nor its financial technology partners are FDIC-insured institutions. FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured depository institution.
2. Instant payments are free when sent with a looch account, a fast transfer from an accounting-enrolled external account, or a standard transfer from any external account. Instant payments sent with a card are 3.3% + 30¢. Refer to the pricing page.
3. When running payroll, early ACH may not be available in all scenarios.
For more information, please see our terms of service and privacy policy.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.