The financial OS for the modern business
Your whole business,running itself.
Form your company, get no-fee financial accounts, manage spend with Smartcards, send free instant payments, and keep penny-perfect books. All from one app.


Future-ready accounting, cash & spend management, and instant payments for:





Get blissfully organized.
No more broken transaction feeds.
No more missing or duplicate transactions.
Say hello to looch.
No more missing or duplicate transactions.
Say hello to looch.
5
Built-in looch accounts
12K
Supported external accounts
160+
Accounting categories
Books on autopilot
The back office, off your plate.
Free on looch accounts
Accounting suite
No fee
FDIC pass-through insurance eligible accounts up to $250k¹
Free
Instant payments
Effortless
Payroll

Audit-ready
True accounting.
A clear interface.
Peace of mind.




Everything you need. Nothing you don't.
Ditch the confusing, pricey accounting software. Penny-perfect reports, shared right from your phone.




Not just for freelancers.
Proper accounting for all entity types. Fly solo, with a partner, form the LLC, or incorporate. looch handles it all.
Start a new entity →




Free instant payments.
Instant peer-to-peer payments between looch businesses, 24/7/365. Never closed. Always free.²
Invoicing, minus the bookkeeping.
Get paid online by card, wallet, or instant pay by bank³. In person, accept cards and wallets with Tap to Pay. No terminal required.
looch applies payments to your invoices and even handles the fee accounting.
You decide who pays the fee.
looch applies payments to your invoices and even handles the fee accounting.
You decide who pays the fee.



Spend monitored
Control team spend with Smartcards.
Issue a Smartcard to any teammate in seconds. Set daily, monthly, and all-time limits, restrict merchants and categories, and watch every charge enter itself.



Compliant
Payment compliance without the paperwork.
No more chasing W-9s or sensitive account details. Your contact's email address is all you need. looch AI makes the 1099 determination. You file right from your phone.


Fully consolidated
Clean books are your new normal.
Your business doesn't need four dashboards. One app replaces the pile. Ditch the clutter. Embrace simplicity.


Accrual method.
looch tracks your invoices and bills so you know when money is due to you and when it's time to pay. Don't miss a detail and unlock your liquidity.
CPA-quality financial reports.
Effortlessly generate your profit & loss, accounts receivable, accounts payable, balance sheet, statement of cash flow, general ledger, and trial balance. Get the full picture in a flash.
Accuracy with looch AI.
looch AI knows when to enter transactions for you, and when to make expert-level suggestions based on your entity type and tax treatment.
“I love re-connecting my accounts to my accounting software every time. Comparing transactions and looking for discrepancies is fun!
No one ever
“My accounting software does a great job at guessing what my transactions are. I feel like it truly understands my business.
No one ever
“My contacts feel comfortable sharing their financial info with me. They trust that I've paid them when the transfer takes forever.
No one ever
“Connecting multiple platforms to my accounting software is ideal for my business. Closing the books is a breeze, and it's cost-effective!
No one ever
“1099 compliance is straightforward. My accounting software determines which of my contacts are 1099‑NEC, 1099‑Misc, or exempt. The total is always accurate!
No one ever
“I love re-connecting my accounts to my accounting software every time. Comparing transactions and looking for discrepancies is fun!
No one ever
“My accounting software does a great job at guessing what my transactions are. I feel like it truly understands my business.
No one ever
“My contacts feel comfortable sharing their financial info with me. They trust that I've paid them when the transfer takes forever.
No one ever
“Connecting multiple platforms to my accounting software is ideal for my business. Closing the books is a breeze, and it's cost-effective!
No one ever
“1099 compliance is straightforward. My accounting software determines which of my contacts are 1099‑NEC, 1099‑Misc, or exempt. The total is always accurate!
No one ever
Put your credit cards to work.
Pay bills, contacts, and even payroll with the cards you already carry. Earn your rewards and keep your float. Your records stay organized.
Get started

