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The easiest payroll you've ever run.

Your W-2 employees self-onboard and get paid two days early.³
Run payroll on the go.
Use your mobile device to run your business...and payroll.

Extend your cash by charging payroll to your credit card.
Payroll with benefits.
Early direct deposit, 401(k), workers' comp, and group health insurance including medical, dental, and vision coverage. Retaining talent was never this easy.
Tax-free reimbursements.
Your W-2 employee didn't use a Smartcard? Use payroll to reimburse out-of-pocket expenses. No worries. No tax withholding.
LOOCH SMARTCARDS

Mobile spend management.

Issue cards from the app.
Business and travel expenses made easy with Smartcards your team can add to their mobile wallets.
Flexible spending limits.
Set daily or monthly spending limits. Create Smartcards with higher spending limits when needed.
Determine the spending days.
Disable weekend spending or use auto-cancel. Ideal for business trips or free trials that won't be renewed.
Maintain spending control.
Restrict purchases by merchant or general ledger category.
Invoice from tags.
Smartcard charges are automatically tagged. When you're ready to invoice your contacts, charge them for out-of-pocket expenses with just a tap.
Spend from any looch account.
Create business Smartcards on the fly for any teammate or business purpose. Remit taxes by linking a Smartcard to your Tax Stash account.
Mobile wallets.
Smartcards can be used online or in-person with a mobile wallet. Get notified when a teammate uses their virtual Smartcard with a mobile wallet, or block altogether.
Key notifications.
Get notified when a charge was manually keyed in or if it’s a foreign transaction, or block altogether.

An ecosystem for nimble teams.

The financial OS for the modern business.
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looch is a registered trademark of Simplicity Fintech Inc, a financial technology company.
looch Smartcards Visa® Commercial Credit Cards are powered by Stripe and issued by Celtic Bank.
Simplicity Fintech Inc partners with Stripe Payments Company for money transmission services and account services with funds held at Fifth Third Bank, Member FDIC.
1. looch accounts are eligible for FDIC pass-through deposit insurance if they meet certain requirements. The accounts are eligible only to the extent pass-through insurance is permitted by the rules and regulations of the FDIC, and if the requirements for pass-through insurance are satisfied. The FDIC insurance applies up to $250,000 USD per depositor, per financial institution, for deposits held in the same ownership capacity. Neither Simplciity Fintech Inc nor its financial technology partners are FDIC-insured institutions. FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured depository institution.
2. Instant payments are free when sent with a looch account, a fast transfer from an accounting-enrolled external account, or a standard transfer from any external account. Instant payments sent with a card are 3.3% + 30¢. Refer to the pricing page.
3. When running payroll, early ACH may not be available in all scenarios.
For more information, please see our terms of service and privacy policy.
looch is a registered trademark of Simplicity Fintech Inc, a financial technology company.
looch Smartcards Visa® Commercial Credit Cards are powered by Stripe and issued by Celtic Bank.
Simplicity Fintech Inc partners with Stripe Payments Company for money transmission services and account services with funds held at Fifth Third Bank, Member FDIC.
1. looch accounts are eligible for FDIC pass-through deposit insurance if they meet certain requirements. The accounts are eligible only to the extent pass-through insurance is permitted by the rules and regulations of the FDIC, and if the requirements for pass-through insurance are satisfied. The FDIC insurance applies up to $250,000 USD per depositor, per financial institution, for deposits held in the same ownership capacity. Neither Simplciity Fintech Inc nor its financial technology partners are FDIC-insured institutions. FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured depository institution.
2. Instant payments are free when sent with a looch account, a fast transfer from an accounting-enrolled external account, or a standard transfer from any external account. Instant payments sent with a card are 3.3% + 30¢. Refer to the pricing page.
3. When running payroll, early ACH may not be available in all scenarios.
For more information, please see our terms of service and privacy policy.